Palrlament Roofing uses several lenders and depending on your credit score, it can vary. At the time of the estimate, we can try to target a monthly payment you feel comfortable with, so it gives us a goal of what your budget is. Ultimately, each loan is different, as each person’s financial situation is unique. The Best way to truly know is to get your Free Estimate, make an application online for financing a roof, and we will try to find a payment that fits your budget.